A Simple Explanation of Modern Banking Customs

A clear, practical manual outlines everyday banking practices for depositors and new bankers, explaining how to choose a bank, open and manage accounts, make deposits and draw checks, stop payment, and understand how banks collect and clear checks. It describes the roles of the clearing house, certified checks, protesting paper, and local collection and loan departments; outlines reserve requirements and regulatory oversight of national banks; explains issuance of national bank notes and intercity exchange procedures; and offers procedural advice to promote smoother relations between the public and banking institutions.